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HaloMoney.co.id has partnered with Indonesia's biggest and best banks because we want you to get the best deals in personal loans.

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HaloMoney.co.id is your go-to website for finding credit cards and personal loans in Indonesia. Use our comparison tools to get unbiased, up-to-date information on personal finance products.

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Credit card is the approriate solution in the globalized era. There are so many credit cards in Indonesia, thanks to HaloMoney.co.id that I can own a credit card which suits my needs best.
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Find the Lowest Interest Rates in Indonesia

We are committed to helping you save money by comparing and finding the best financial products in the market.

Personal Loan

The shortest fixed instalment loan tenore is 3 months and the longest is 5 years. Banks usually give the longest tenore (5 years) for debtors whose payrolls are paid through them.
Several banks requires you to enclose a credit card bill copy regardless of the loan value you ask along with minimum credit history requirements (e.g. have held a credit card for longer than 1 year) and credit card limits (e.g. have a minimum credit card limit of Rp 5,000,000). Yet there are also banks that do not require you to have an existing credit card nor enclose a credit card bill copy until a certain loan value limit. Check further details and requirements at HaloMoney's personal loan comparison page!
Yes, you could negotiate the interest rate charged on your loan. You need to call the bank representative to negotiate for a lower interest rate. Banks can give lower rates for credible and trusted debtors with a history of repaying loans and credit card statements on time and in full.

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